At TMBThanachart Bank (ttb), our mission is to help Thai people achieve better financial well-being as it is the foundation for reaching one's financial freedom and life’s goals. We are committed to making REAL change by shifting banking paradigm through combined expertise and core strengths of both banks. Our successful merger makes us the 6th largest commercial bank in Thailand with more than 10 million customers who now have access to more comprehensive financial product and service offerings and even better customers experience through more online and offline channels coverage nationwide. We do our best to offer best financial solutions and provide superior customer experience, create sustainable growth for our shareholders and ensure good corporate governance as well as good corporate citizenship. We constantly design employees’ experiences via international and dynamic environment where all opinions matter and great performances counts. We always encourage our employees unleashtheir potentials by taking new initiatives to deliver best customer experiences. We look for candidate who believe in integrity, portrait challenge status quo attitude, work agile,show respect towards others, and value high quality on execution. TMBThanachart Bank (ttb), where you can BE YOUR BEST.
Responsibilities :
- Develop and calibrate Credit Scoring Model Development / Calibration (of Application Scorecard / Behavior Scorecard / Collection Scorecard) for Retail.
- Being able to manage, clean, and prepare data for model development, including the production of data quality report with basic analyses of user requirements.
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- Capable of developing statistical/expert/hybrid model and performing back-testing (pre-approved validation)
- Analyze Customer insight for increasing business growth within Risk Appetite
- Coordinate with related parties to establish Early Warning Signals for product level, customer level, and portfolio level.
- Tracking efficiency and performance of Retail Credit risk assessment tools
- Credit Scoring, Pricing PD/LGD tools assurance
- Providing Loss forecast and monitoring the use of PD vs. Observed Default Rate in order to Efficiently Manage the impacts on Provisions
- Support and Co-ordinate with internal and external parties in order to process credit risk rating tools implementation/revision in system.
Qualifications :
- Bachelor or Master degree in Quantitative Economics, Statistics, Accounting, or MIS
- Equipped with analytical mind and being able to raise relevant questions
- Experienced in the development, monitoring, and validation of retail credit risk models
- Good team player with a decent attitude toward hard working and working under pressure
- Hand-on experience in statistic software, such as SAS, R, Mat lab, for data manipulation, statistical reports, and model development
- Experienced in the implementation of models in the system is advantage
- At least 3 year experiences in banking industry especially on retail credit risk (recommended)
Location : Head office
For more information :
Any additional inquiries, please contact Email : Wulaiporn.sil@ttbbank.com
